Open Account

Open an account for free.

Start your journey from anywhere with the Open Plan — an account with a local IBAN and virtual debit Mastercard® for online and mobile payments, with pay-per-use transaction fees and no monthly payments.

Upgrade anytime.

Switch to Lite, Plus, or Active for a physical card (€5) and extra savings on everyday European transactions.

Open
FOR FREE
LitePlusActive
Best plan for:Moving countriesLow spendingAverage spendingHigh spending

€0 monthly

Pay-per-use

€2.99 monthly

Save up to €3.99

€5.99 monthly

Save up to €5.23

€9.99 monthly

Save up to €6.96
Euro transactions:Pay-per-use212 /month25 per month40 per month
Euro Bank in✔✔✔✔
Euro Bank out✔3✔✔✔
Virtual debit Mastercard®✔3✔✔✔
Online payments✔3✔✔✔
Mobile payments✔3✔✔✔
Physical debit Mastercard®×€5€5€5
In store/contactless×✔✔✔
Euro ATM×1 per month2 per month4 per month
International transactions:Pay-per-use2Pay-per-use2Pay-per-use2Pay-per-use2
International Bank in✔✔✔✔
International Bank out✔3✔✔✔
International ATM×✔✔✔
Saving features:
Saving Jars✔✔✔✔
Money ExtraIreland Only4✔✔✔
1Available to European residents

Money Jar price plans (Open, Lite, Plus, and Active) are currently only available to customers residing within the European Economic Area (EEA). Customers outside the EEA can not access these plans until they relocate to an eligible country.

2Pay-per-use transactions

You only pay small fees for specific services as you use them. It’s a flexible way to bank, where you only pay for what you use. See all fees in our terms

3Available to European residents

For customers opening accounts from outside the European Economic Area (EEA), some features of the open plan are not available until you’ve relocated to with in the EEA. This ensures compliance with EU financial regulations.

4Money Extras (Ireland only)

Money Extras, including certain rewards, promotions, and offers, are currently available only to customers based in the Republic of Ireland. We’re working to make these benefits available in more countries soon.

Ireland Terms and ConditionsPrivacy Policy

The Money Jar Card is issued by IPS Solutions Ltd pursuant to a licence by Mastercard® International Inc.
 
Funds held within the Money Jar account are issued by IPS Solutions Ltd. IPS Solutions Ltd is a company incorporated in the Republic of Cyprus under registration number HE346719 with its registered office at Athalassis 62, Office 101, Strovolos 2023, Nicosia, Cyprus. IPS Solutions Ltd is an Electronic Money Institution authorised by the Central Bank of Cyprus to issue electronic money and to provide payment services with licence number 115.1.3.28.

 IPS Solutions Ltd is authorised by the Central Bank of Cyprus and regulated by the Central Bank of Ireland for conduct of business rules.

Access to SEPA payments and associated electronic money accounts are provided by IPS Solutions Ltd.

Copyright © 2026 My Money Jar. All rights reserved.

Spain Terms and ConditionsPrivacy Policy

The Money Jar Card is issued by IPS Solutions Ltd pursuant to a licence by Mastercard® International Inc.


Funds held within the Money Jar account are issued by IPS Solutions Ltd. IPS Solutions Ltd is a company incorporated in the Republic of Cyprus under registration number HE346719 with its registered office at Athalassis 62, Office 101, Strovolos 2023, Nicosia, Cyprus. IPS Solutions Ltd is an Electronic Money Institution authorised by the Central Bank of Cyprus to issue electronic money and to provide payment services with licence number 115.1.3.28.


IPS Solutions Ltd is authorised by the Central Bank of Cyprus and under the supervision of the Bank of Spain.



Access to SEPA payments and associated electronic money accounts are provided by IPS Solutions Ltd.



Copyright © 2026 My Money Jar. All rights reserved.

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